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Medicare & Insurance Blog

Plain-language answers to the questions my clients ask most

Is Your Medicare Plan Ending in 2027? What to Do Now

Got a non-renewal letter? Learn what it means when a Medicare Advantage or Part D plan ends, your enrollment deadlines, and how to choose new coverage for 2027.

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Extra Help (LIS): The Medicare Program That Lowers Your Drug Costs

Extra Help, also called the Low-Income Subsidy (LIS), helps pay Medicare Part D premiums, deductibles, and copays. Learn who qualifies and how to apply.

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D-SNP, C-SNP, and I-SNP: Medicare Special Needs Plans Explained

Special Needs Plans are Medicare Advantage plans built for people with specific needs, such as Medicare and Medi-Cal together or chronic conditions. Here’s how each type works.

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HMO vs. PPO: Which Type of Medicare Advantage Plan Fits You?

The biggest difference between Medicare Advantage HMO and PPO plans is how you use doctors and networks. Here’s a plain-language comparison to help you decide.

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What Is SSBCI? Extra Benefits for People With Chronic Conditions

Some Medicare Advantage plans offer Special Supplemental Benefits for the Chronically Ill (SSBCI), such as help with groceries or utilities. Here’s how eligibility works.

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Turning 65? Your Medicare Enrollment Checklist

A simple Medicare checklist for turning 65: when to enroll, how to avoid late penalties, and what to do if you still have work coverage.

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Original Medicare Costs: What You Pay Under Parts A and B

Deductibles, coinsurance, and benefit periods explained in plain language, so you know what Original Medicare covers and where the gaps are.

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