I simplify your Medicare and insurance options so you can make confident, informed decisions — at no cost to you.
No obligation. I'll reach out within 24 hours.
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Parts A, B, C & D — Advantage, Supplement, and Part D plans.
Voluntary benefits for public sector workers — disability, cancer, critical illness.
Term, whole life, IUL, and fixed annuities for your retirement and legacy.
Individual health, dental, and vision plans to lower your out-of-pocket costs.
As your independent agent, I work for you — not the insurance companies.
Multiple carriers. All options compared. Best fit for your needs and budget.
Plain language. No jargon, no pressure. I explain every option clearly.
I am here after enrollment — for claims, changes, or questions whenever you need me.
Covers inpatient hospital stays, skilled nursing facility care, hospice care, and some home health services. Most people pay no premium for Part A.
Covers doctor visits, outpatient care, X-rays, lab tests, durable medical equipment, and preventive services. Requires a monthly premium.
Private plans that bundle Parts A and B — and usually D — into one plan. Often includes extra benefits like dental, vision, hearing, and fitness.
Covers brand-name and generic prescription drugs. Sold as a standalone plan or included in many Medicare Advantage plans.
Age 65+, U.S. citizens or lawful residents, or under 65 with qualifying disabilities or certain conditions.
A 7-month window — 3 months before your 65th birthday, your birthday month, and 3 months after.
Oct 15 – Dec 7 annually. Make changes to your Medicare Advantage or Part D plan for the following year.
Triggered by qualifying life events: moving, losing employer coverage, qualifying for Medi-Cal, or plan termination.
Life insurance is more than a death benefit. The right policy protects your retirement, covers final expenses, and creates a tax-free legacy for your loved ones.
Lifetime coverage with fixed premiums, a guaranteed death benefit, and cash value that grows over time — tax-deferred and accessible.
Affordable protection for 10, 20, or 30 years. Pure life insurance with no cash value — ideal for income replacement during working years.
Permanent coverage with cash value linked to a market index. Growth potential with a floor — you participate in gains without the risk of loss.
Guaranteed income payments in retirement, similar to a personal pension. Predictable, secure, and not subject to market risk.
My signature education series — designed to help families understand how life insurance builds generational wealth.
Build wealth your family can access — now and for generations to come.
Use policy features to pay down debt and free up income without selling assets.
Cash value inside a permanent life policy grows tax-deferred and comes out tax-free.
Borrow against your policy for emergencies, college, or retirement income.
Supplement retirement with policy distributions that won't trigger a tax bill.
Your family is covered no matter what — with a guaranteed death benefit.
Supplemental or voluntary benefits are optional, employee-paid insurance products offered at group-discounted rates through payroll deduction — at no cost to the employer. They pay cash directly to you when covered events occur.
Replaces a portion of your income if you are unable to work due to illness or injury.
Pays a lump-sum or per-treatment benefit upon a cancer diagnosis to cover out-of-pocket costs.
Lump-sum cash benefit paid directly to you upon diagnosis of a covered critical illness.
Cash benefits for injuries from covered accidents — ER visits, fractures, physical therapy, and more. Open year-round.
Fixed cash benefit for each day you are hospitalized — helps cover deductibles and daily expenses.
Group-rate life insurance through your employer with guaranteed issue options and no medical exam required.
I work directly with public sector agencies and their employees — bringing group benefit education and enrollment to your worksite.
Department of Mental Health (DMH)
Department of Children & Family Services (DCFS)
Department of Public Works (DPW)
Sheriffs & Firefighters
VA and County Hospitals
School districts and municipal agencies
Open Enrollment for Supplemental Benefits: January 1 – January 31 annually. Accident insurance is open year-round.
Whether you are self-employed, between jobs, or simply need coverage outside of an employer plan, I can help you find an affordable individual or family health plan.
ACA-compliant plans offering comprehensive medical coverage. I help you compare networks, premiums, and out-of-pocket costs to find the right fit.
Standalone dental plans covering preventive care, basic services, and major procedures. Standalone plans are available independent of medical coverage.
Affordable vision plans covering annual eye exams, prescription glasses, and contact lenses. Can be paired with any health or dental plan.
I am Sonia Pilar Burke — a California-licensed independent insurance agent doing business as 360 Degrees Insurance Solutions. I have spent years helping individuals, families, and public sector workers understand their insurance options and secure the coverage they truly need.
As an independent agent, I am not tied to any single carrier. That means I can compare plans across multiple companies and always recommend what is right for you — not what pays me the most.
I believe insurance guidance should be honest, clear, and personal. Whether you are turning 65 and exploring Medicare for the first time, or you are a county worker looking at voluntary benefits, I am here to walk you through every step.
CA License #4402154
Licensed Life, Health & Medicare Insurance Agent
Phone / Text
(818) 213-0732TTY
711 · M–F 9am–5pm
Mailing address
4924 Balboa Blvd, Unit 285
Encino, CA 91316
A Scope of Appointment (SOA) gives me permission to discuss specific Medicare topics with you. Federal regulations require this form before we can meet or speak about Medicare Advantage, Medicare Supplement, or Prescription Drug Plans.
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By submitting this form, you acknowledge that Sonia Pilar Burke, CA Lic. #4402154, a licensed insurance agent, may contact you by phone, email, or mail to discuss the topics selected above.